Thank you! the test session starts at 9 and my first test at 12. All the contingency tests are in the afternoon. Guess they won't finish three hours of testing in two hours unless lots of testers dropped out. But I'll plan for an hour prior just in case, thank you again everyone.
At least an hour is a good idea. Remember, it's not just contingencies that can make a session run early. When the schedule is planned, you have to take into account time in case there is a reskate. For example, let's say a test is scheduled to take 10 minutes. The schedule may allow 12 minutes, so the skater has time to talk to their coach and do the reskate. If everyone passes or fails without reskates in front of you, that speeds things up too.
Even though there are recommended times for the tests, skaters often finish them faster than what is allotted. This plus any time not used for reskates - yes, you could have three hours of scheduled testing run short.
In every test application and competition announcement I have really ever seen, it says to arrive an hour before you are scheduled. Even if it doesn't say it, I would assume that is understood. So no, I would not expect someone to get their money back if they missed their test.
You all are incredibly lucky, though, getting ice makes in between test groups. Our tests always go MITF, FS, Dance. We never have an ice make in between any of the tests (before the first, always, but not during). And these can be three hour sessions. But really, even with FS tests, the ice doesn't get that chopped up.