A skate bag and soakers are the only thing she needs at this point. Anything else is a "want," which is a slippery slope to fall down. You've already started down it with the Chloe Noel's. A lot of people compete off-ice with clothes, skate bags, soakers and unneeded equipment. Make a budget and stick to it, resist the temptation to spend a lot of money on something you can get cheaper elsewhere. I agree with Skittl - lessons and ice time are the most important things to spend money on. I really think a lot of parents buy overpriced status symbols because it's something tangible, whereas lessons and ice time are intangible. Just mho.
You can use (better yet, reuse) a tote, backpack or rolling bag as a skate bag. Shoot for something that she can tote herself, so you don't become the mule. It teaches them responsibility for their belongings.
Make sure the bag has ventilation to allow air in and out or just don't zipper/close it all the way. Air circulation keeps the skates and bag from getting stinky. Toss in an old washcloth or car chamois to dry the skates with after skating.
To make your life easier, tuck in a pair of gloves in the bag along with a headband, hairbrush and a few hair clips/pony holders so that if you do forget something, you have a spare handy when you get to the rink.
Until you buy the soakers, you can dry the skates well and store them, blades-down, on an old towel in the bottom of the skate bag. That will do the same thing as soakers, wicking away the moisture.
At her age, having fun on the ice is the most important thing, but don't overdo it or she'll get burned out. Most get tired after 30 minutes or so, which is fine at that age. That much skating is okay IF you have her take a break and eat a snack every hour or so. Make sure she drinks water and uses the bathroom, too. Exhausting herself or ending up starving isn't a good thing, because a lot of kids start to associate "tired" and "hungry" with skating in a negative way.
Dance and gymnastics classes are very helpful for skaters, so you might to look into that since her ice time is limited. Off-ice can help her move up faster and qualify for the freestyle sessions. They are a good bang for the buck, compared to light-up skate guards, lol.
Last bit of advice: buy a narrow/fine point permanent marker and keep it in your purse. Use it to label the guards since they all look alike and are easily taken in error. The lettering can wear off, so be sure to check now and then. Ditto for those pants and the other items. You can even put your last name on the bottom soleplate of the blade with a permanent marker, to make sure there are no mixups at skating parties. If you label something, you have a better chance of getting it back if it's lost or taken in error.